Dental Plans for Retirees

Your Dental Coverage

Dental plan options for retirees of all ages and participants on disability status are the same options that are available to active employees. As you consider your options, you may want to check which of the UPlan dental plans your dentist participates in and enroll accordingly. You can select any dental plan that is available in the area where you live or worked. You pay the full cost of the coverage you select. Statements will be mailed to you directly from your dental plan administrator. 

For all of the dental plans, the annual maximum benefit is $1,800 per person per contract year. 

  • Dental Plan Descriptions

  • Dental Rates for Retirees

  • Dental Plan Contact information

Dental Plan Descriptions

There are four dental plan options: 

Delta Dental PPO 

  • Network-only plan offers the greatest cost savings when receiving care from a dentist in the PPO network, except for out-of-area emergencies. 
  • Network includes nearly 1,700 participating dentists and specialists in 75 Minnesota counties and border communities. 
  • National Delta Dental PPO network offers 89,500 participating dentists across the country. 
  • Delta Dental PPO has the lowest rates for the Twin Cities and Duluth areas. 

Delta Dental Premier 

  • Flexible plan offers access to the broad Delta Dental Premier network and the PPO network, and offers out-of-network benefits. 
  • Largest dental network in Minnesota with more than 3,100 participating dentists and specialists in Minnesota and border communities 
  • Largest dental network in the country with over 145,000 participating providers 
  • Seeing a dentist in a Delta Dental network will help you make the most of your benefits and can result in lower out-of-pocket costs. 
  • Delta Dental Premier has the lowest rates for the Greater Minnesota area but higher rates for the Twin Cities and Duluth areas. 

UPlan HealthPartners Dental 

  • Network-only plan offers the greatest cost savings when receiving care from a dentist in the PPO network, except for out-of-area emergencies. 
  • Network includes more than 1,700 dentists and specialists at over 1,350 dental clinics in Minnesota and border communities. 
  • HealthPartners Dental has a large nationwide network of participating dentist and specialists. 
  • HealthPartners Dental has low rates. 

UPlan HealthPartners Dental Choice 

  • Flexible plan offers access to the broad HealthPartners Dental Choice network and the HealthPartners Dental PPO network, and offers out-of-network benefits. 
  • Network has more than 2,700 dentists and specialists at over 2,000 dental clinics in Minnesota and border communities. 
  • HealthPartners Dental Choice has a large nationwide network of participating dentists and specialists. 
  • HealthPartners Dental Choice has higher rates.

Dental Plan Rates for Retirees

Plan 

Diagnostic & Preventive Care 

Basic Restorative Care 

Major Restorative Care 

Emergency Services 

Orthodontics 

DELTA DENTAL PREMIER
In-network 

100% coverage 

80% coverage 

50% coverage 

Emergency dental services provided same as eligible dental services 

80% coverage 

DELTA DENTAL PREMIER
Out-of-network 

50% coverage 

After $125 annual deductible, 50% coverage 

No coverage 

After $125 annual deductible, emergency dental services provided same as eligible out-of-network services 

50% coverage 

DELTA DENTAL PPO
In-network coverage only 

100% coverage 

80% coverage 

50% coverage 

In-network services provided same as any service; out-of-network services apply $50 deductible then same as any in-network service 

80% coverage 

UPLAN HEALTHPARTNERS DENTAL CHOICE
In-network 

100% coverage 

80% coverage 

50% coverage 

Emergency dental services provided same as eligible dental services 

80% coverage 

UPLAN HEALTHPARTNERS DENTAL CHOICE Out-of network 

50% coverage 

After $125 annual deductible, 50% coverage 

No coverage 

After $125 annual deductible, emergency dental services provided same as eligible out-of-network services 

50% coverage 

UPLAN HEALTHPARTNERS DENTAL
In-network coverage only 

100% coverage 

80% coverage 

50% coverage 

In-network services provided same as any service; out-of-network services apply $50 deductible then same as any in-network service 

80% coverage 

Dental Plan Contact Information

Delta Dental
651-406-5916
800-448-3815
TTY: 1-888-853-7570

HealthPartners
952-883-5000
800-883-2177
TTY: 952-883-5127