Finding Elder Care
Senior LinkAge Line® is the Minnesota Board on Aging's free statewide information and assistance service.
MinnesotaHelp.info Senior Link offers a free, online elder care resource search. The site also provides a wealth of resources to support caregivers.
Eldercare Locator is a public service of the U.S. Administration on Aging connecting seniors and their families to a database of nationwide resources for older adults and their families
Paying for Elder Care
The Dependent Daycare Flexible Spending Account offers pre-tax savings for elder care services. You may be able to take advantage of this program if your elderly parent or relative:
- is claimed as a tax exemption on your federal income tax return because they are physically or mentally unable to care for themselves.
- regularly spends at least eight hours per day in your household
Long-term Care Insurance is a program that pays for care not covered by other types of insurance when you cannot safely care for yourself. Long-term care services can range from help with meal preparation and personal assistance to 24-hour monitored care. Long-term care can take place in a variety of settings including nursing centers, assisted living facility, or your own home.
Employees, spouses, parents, grandparents, in-laws, siblings, and adult children (18 and over) can apply for long-term care coverage with full underwriting. Enrollees buy their own policies. Premiums are based on the enrollee's age, not on the age of the employee.