UCare for Seniors
|Plan||UCare Plan 1||UCare Plan 2|
|Type of Network:||Open Access for Specialty Care||Open Access for Specialty Care|
|Must Designate Clinic:||Yes, for Primary Care only||Yes, for Primary Care only|
|Referrals Required:||No, when using most network providers||No,when using most network providers|
|Plan Manages Paperwork:||Yes||Yes|
|Can Live Outside of Plan's Service Area:||No||No|
|Travel/Extended Absence:||Up to 6 consecutive months||Up to 6 consecutive months|
UCare is an independent, nonprofit health plan that provides health coverage and services to more than 400,000 members in Minnesota and western Wisconsin. UCare was founded in 1984 by the Department of Family Practice and Community Health at the University of Minnesota Medical School. Members can access more than 43,000 physicians at thousands of locations across Minnesota and western Wisconsin. Thanks to strong collaboration with our providers and community partners, UCare delivers measurable, high-quality care to all members. Quality monitoring and program initiatives demonstrate positive outcomes.
The group UCare for Seniors plans cover all parts of Medicare. UCare coordinates the assignment of your Medicare so that you do not have to deal with claims paperwork.
- U of M Plan 1 — With lower copays and unlimited prescription drug coverage but with a higher monthly premium.
- U of M Plan 2 — With some higher copays and restrictions on prescription drug coverage but with a lower monthly premium.
Both UCare for Seniors plans include easy access to providers. You can use the UCare for Seniors Provider Directory or “Find a Doctor” at www.ucare.org. For more details on coverage for both plans, see the Medical Plan comparison charts (pdf).
Medicare Part D
Both UCare for Seniors plans include Medicare Part D with the premium included in your medical plan premium.