Open Enrollment

Open Enrollment: November 1–30

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Preparing for Open Enrollment

Helpful Resources

Enrolling

Information for Retirees and Former Employees

Post-Enrollment Information

 

What Is Open Enrollment?

Open Enrollment is the one-month period every November when the University announces benefit plan changes and biweekly contribution rates for the next calendar year. It gives you a chance to choose or change your benefits elections. The choices you make during Open Enrollment take effect on January 1.

Open Enrollment is generally the only time of year that you can change you benefits options, unless you have a major change in your family situation such as getting married or having a baby.

What’s New in 2019?

A few things have changed in your Open Enrollment options from last year:

  • Medical plan rates are changing for 2019 
  • Dental plan rates for 2019 will stay the same as your current 2018 rates
  • University Choice will not be offered as a dental plan option for 2019

What Do I Have to Do for Open Enrollment?

That depends on whether or not you want to change any of your benefits:

I don’t want to change my benefits.

Do you have a Flexible Spending Account now or want to select a Flexible Spending Account for 2019?

No: You won’t need to do anything if you like your current health care benefits and don’t want to change anything. Your current benefits will carry over to 2019.

Yes: Because Flexible Spending Accounts need to be renewed every year, you’ll do the Open Enrollment online process for your 2019 FSA.

I want to make changes to my benefits.

During Open Enrollment you can change many of your benefits plans or options. For example, you can:

  • Choose a different medical or dental plan
  • Add or cancel coverage for your spouse or dependent children
  • Add or renew a Flexible Spending Account so you can use pre-tax dollars for health care or dependent daycare expenses
  • Add or increase the amount of your short-term disability by $100 or $200 without evidence of good health, not to exceed the maximum
  • Add or increase the amount of long-term disability insurance if you are a Civil Service or Labor Represented employee
  • Add child life insurance without evidence of good health

Your Open Enrollment Options

You can learn more about each of the available benefit options including plan descriptions and rates on the Your Open Enrollment Options page.

Employee Health & Benefits Fairs

Would you like to talk in-person to U of M benefits administrators, such as Medica or Delta Dental? The fairs are a perfect opportunity to do that and get your flu shot too.

  • October 31, Crookston,
    11:00 a.m. to 1:00 p.m.,
    Bede Ballroom
  • November 1, Duluth,
    10:00 a.m. to 3:00 p.m.,
    Kirby Student Center Ballroom
  • November 5, Morris,
    10:30 a.m. to 1:00 p.m.,
    Oyate Hall, UMM Student Center
  • November 6, Minneapolis,
    10:00 a.m. to 3:00 p.m.,
    Great Hall, Coffman Memorial Union
  • November 7, St. Paul,
    10:00 a.m. to 3:00 p.m.,
    North Star Ballroom, St. Paul Student Center

Open Enrollment Newsletter

This newsletter explains what benefits can be changed or selected during Open Enrollment and includes the 2019 medical plan rates. It also contains the annual Important Notice from the UPlan Medical Program regarding Prescription Drug Coverage and Medicare.

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Videos

What is an ACO Plan?

 

Preparing for Open Enrollment

Open Enrollment: Changes You Can Make

 

How to Enroll During Open Enrollment

Discovery Benefits’ Flexible Spending Accounts

 

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Help with Online Enrollment

The Employee Benefits Service Center staff can help you with your benefits questions and enrollment. Email them at benefits@umn.edu

For in-person help, or for those who don’t have ready access to a computer, computer lab sessions will be held in Room 317 of the Donhowe Building on the Minneapolis campus at these times: November 28 and 29 from 8:30 a.m. to 4:30 p.m.

How Do I Enroll?

To complete your Open Enrollment, follow these steps:

  1. First, take some time to review all your benefits options. You’ll save time online if you know the changes you want to make and have your dependents’ birth dates and Social Security numbers on hand before visiting the Open Enrollment website.
  2. Log in to MyU with your Internet ID and password and click on the My Benefits tab; then click on the link that says “Benefits Enrollment.”
  3. Select the “Open Enrollment” event and follow the directions to make your new selections. Add each of your dependents to each specific benefit that you want them to have.
  4. After you make your selections, you will see a “Submit Benefits Choices” page. Read the authorization and be sure to click “Submit” at the bottom of this page. It will take you to the confirmation page, which means you successfully enrolled.
  5. If you’re not ready to submit your selections, you can save them, and then come back before November 30 to complete your enrollment. Be sure to click “Submit” on the “Submit Benefits Choices” page.
  6. Make a mistake or changed your mind after you hit “Submit?” If it is still during Open Enrollment, you can go back into the system and make changes.

Open Enrollment information for Retirees

Open Enrollment information for Former Employees

Member ID Cards

You’ll receive new member ID cards at your home address from your Medica medical plan. HealthPartners and Delta Dental dental plans, and Prime Therapeutics pharmacy program will send new member ID cards only if you’re a new enrollee or if you changed coverage levels or plan options.

Verifying Dependent Eligibility

If you add new dependents to your medical or dental plan, you will be asked to provide documents to verify that they are eligible. Accepted documentation includes a marriage certificate, birth certificate, or evidence of legal custody or adoption, or tax forms.

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