Medical Plan Rates

You pay the full cost for you and your eligible family members. Monthly rates are shown in three tiers and are determined by who has elected coverage.

If you earned the required number of wellness points for a $400 or $600 reduction, your cost is shown in the Wellness Program Rates column. If you did not participate in or earn the required number of wellness points, your cost is shown in the Standard Rates column.

Retiree-only, Spouse under age 65 only, Surviving Spouse only, or One Dependent Child only

Plan 2018 Wellness Program Rates 2018 Standard Rates
Medica Elect/Essential (Twin Cities & Duluth Base Plan)
$605.53
$638.86
Medica Choice Regional (Greater Minnesota Base Plan)
$605.53
$638.86

Medica ACO Plan (Crookston area, Duluth area & parts of northeastern
Minnesota, Rochester area, Twin Cities metro area)
$583.30
$616.63
Medica Choice National
$671.49
$704.82
Medica HSA
$543.79
$577.12

Retiree and Children, Spouse under age 65 and Children, Surviving Spouse and Children, or Two or more Dependent Children only

Plan 2018 Wellness Program Rates 2018 Standard Rates
Medica Elect/Essential (Twin Cities and Duluth Base Plan)
$1,074.21
$1,107.54
Medica Choice Regional (Greater Minnesota Base Plan)
$1,074.21
$1,107.54
Medica ACO Plan (Crookston area, Duluth area & parts of northeastern
Minnesota, Rochester area, Twin Cities metro area)
$1,033.75
$1,067.08
Medica Choice National
$1,186.14
$1,219.47
Medica HSA
$951.33
$984.66

Retiree and Spouse with or without Children

Plan 2018 Wellness Program  Rates 2018 Standard Rates
Medica Elect/Essential (Twin Cities and Duluth Base Plan)
$1,606.33
$1,656.33
Medica Choice Regional (Greater Minnesota Base Plan)
$1,606.33
$1,656.33
Medica ACO Plan (Crookston area, Duluth area & parts of northeastern
Minnesota, Rochester area, Twin Cities metro area)
$1,549.65
$1,599.65
Medica Choice National
$1,777.15
$1,827.15
Medica HSA
$1,483.93
$1,533.93