Medical Plan Rates
You pay the full cost for you and your eligible family members. Monthly rates are shown in three tiers and are determined by who has elected coverage.
If you earned the required number of wellness points for a $400 or $600 reduction, your cost is shown in the Wellness Program Rates column. If you did not participate in or earn the required number of wellness points, your cost is shown in the Standard Rates column.
Retiree-only, Spouse under age 65 only, Surviving Spouse only, or One Dependent Child only
| Plan | 2019 Wellness Program Rates | 2019 Standard Rates |
|---|---|---|
|
Medica Elect/Essential: Twin Cities & Duluth Base Plan Medica Choice Regional: Greater Minnesota Base Plan |
$625.27
|
$666.94
|
|
Medica ACO Plan: Crookston area, Duluth area & parts of northeastern |
$602.07
|
$643.74
|
| Medica Choice National |
$694.09
|
$735.76
|
| Medica HSA |
$563.58
|
$605.25
|
Retiree and Children, Spouse under age 65 and Children, Surviving Spouse and Children, or Two or more Dependent Children only
| Plan | 2019 Wellness Program Rates | 2019 Standard Rates |
|---|---|---|
|
Medica Elect/Essential: Twin Cities and Duluth Base Plan Medica Choice Regional: Greater Minnesota Base Plan |
$1,114.40
|
$1,156.07
|
| Medica ACO Plan: Crookston area, Duluth area & parts of northeastern Minnesota, Rochester area, Twin Cities metro area |
$1,072.26
|
$1,113.93
|
| Medica Choice National |
$1,231.27
|
$1,272.94
|
| Medica HSA |
$991.70
|
$1,033.37
|
Retiree and Spouse with or without Children
| Plan | 2019 Wellness Program Rates | 2019 Standard Rates |
|---|---|---|
|
Medica Elect/Essential: Twin Cities and Duluth Base Plan Medica Choice Regional: Greater Minnesota Base Plan |
$1,666.78
|
$1,729.28
|
| Medica ACO Plan: Crookston area, Duluth area & parts of northeastern Minnesota, Rochester area, Twin Cities metro area |
$1,607.55
|
$1,670.05
|
| Medica Choice National |
$1,844.93
|
$1,907.43
|
| Medica HSA |
$1,544.40
|
$1,606.90
|